Product List:
| Regular Savings Plan | Columbus [Lump Sum Top Up] |
| Cheers Investment Life Insurance Plan [Lump Sum and Regular Top Up] | |
| Cheers Plus [Lump Sum and Regular Top Up] | |
| Oscar [Lump Sum Top Up] |
Important Notice
1. Lump sum top-up could start any time and the units will be allocated to the lump sum Investment Account
2. Lump sum top up application is not eligible for loyality bonus
3. Regular Top-up application is not eligible for persistency bonus
4. For Regular top-up, same premium payment frequency and share the same set of allocation instruction as Basic Premium. The Premium Payment Period for Regular Top up premium will end at the end of Premium Payment Period of the Basic Premium.
5. Form should be submitted within 26 calendar days to OnePlatform
6. Standardized illustration is not required.
Checklist
(OnePlatform Internal Document and Principal Document are required to be submitted)
OnePlatform Internal Document
| 1. | Client Data Form |
| 2. | Client Agreement (CA form) |
| 3. | Financial Needs Analysis Form |
| 4. | Risk Profile Questionnaire |
| 5. | Acknowledgement Letter of Specific Services Agreement for Investment-Linked Assurance Scheme Policies |
Principal Document :
1. Lump Sum Investment Premium / Regular Top-Up Premium Form ([L3])
2. Important Facts Statement - Investment-linked Assurance Scheme ("ILAS") policy
For Columbus : Lump Sum Investment Application ([I10])
For Cheers Investment Life Insurance Plan : Lump Sum Investment / Regular Top-Up Application ([I11])
For Cheers Plus : Lump Sum Investment / Regular Top-Up Application ([I12])
For Oscar : Lump Sum Investment Application ([I13])
3. Large Amount / Third Party Payment Declaration Form ([S4])
If applicable
If the payment is HK$200,000 (or equivalent value of foreign currency) or above and directly deposited/ transferred to CTF Life's bank account or paid by Electronic payment channel (i.e. PPS / E-banking /Phone banking / ATM). Policyowner need to sign and submit this form to declare the source of fund. CTF Life reserves the right to obtain proof of payment.
4. Financial Needs Analysis (FNA) ([F4])
5. Payment Method for details
Direct Deposit in Bank
Cheque payment
Bank Draft payment
6. Important Facts Statement for Mainlander Policyholder(IFS-MP) ([I8]) - Applicable for Traditional & ILAS product
*The "Important Facts Statement – Mainlanders" (IFS-MP) must be provided upon the submission of all insurance applications starting from 1st September 2016 (Effective Date), please refer to appendix for details.
7. Risk Profile Questionnaire [R3]
FAQ / Supplementary guideline
1. The minimum lump sum top-up premium is USD1,000 / HKD8,000
2. The minimum Regular Top-up premium is USD300 / HKD2,400 (Annual) or USD150 / HKD1,200 (Semi-Annual) or USD25 / HKD200 (Monthly)
3. For Cheers Plus
Maximum Issue Age for Lump Sum Investment Premium: 75 years old
Maximum Lump Sum Investment Premium / Regular Top-up Premium Amount
| Sum Insured </= USD500,000/ HKD4,000,000
|
5 times the annualized Basic Premium (including annualized Regular Top-Up premium and Lump Sum Investment Premium) (for each policy) |
| Sum Insured > USD500,000/ HKD4,000,000
|
3 times the annualized Basic Premium (including annualized Regular Top-Up premium and Lump Sum Investment Premium) (for each policy) |
CTF Life Customer Hotline: 28668898