Important Notice
1. Applicable after ICP
2. Forced surrender would be resulted for non-payment of Regular Premium within ICP.
3. After ICP, if a customer would like to apply a premium holiday or the premium is in default, premium holiday will be
executed provided that the following minimum account balance requirements are met:
a. Minimum initial account balance of USD1,000 or HKD8,000 or
b. Minimum total policy account value of USD1,500 or HKD12,000 (updated: 18 Apr 2011)
4. Maximum duration of each premium holiday is 24 months. After premium holiday has been executed
for 24 consecutive months, the following rules must be satisfied if the premium holiday is to be continued:
a. Either (i) minimum initial account balance of USD1,000 or HKD8,000; OR (ii) minimum total policy account value
of USD 1,500 or HKD12,000; and,
b. Total value of accumulation account and lump sum top-up account is greater than or equal to surrender charge
(updated: 18 Apr 2011)
5. Form should be submitted within 26 calendar days to Oneplatform.
Checklist
1. Request Form for Suspension Resumption of Premium Payment ([R1])
2. CS eform
Checklist For "Regent Series"
2. CS eform
CTF Life Customer Hotline: 28668898