1. The plan type should not be blank. The selection rules are as follows
| Product | Plan Type |
| Saving Plan | Saving |
| Term Life Insurance | Saving |
| Lump Sum Plan | Lump Sum |
| MPF (all type) | Lump Sum |
2. For MPF application, the terms of years should be printed in "1" and the contribution amount
should be "0" or "Asset transfer amount".
3. The risk tolerance level of client data form should strictly follow the client risk profile on Need Analysis
Form (NAF)