Broker Code:380428
Note: Any new applications of Tahoe Life products signed after April 29, 2020 will not be accepted until further notice.
Product List:
| Whole Life | Blissful Life Insurance Plan (Launch Date: 15 May 2019) |
Premier Life Insurance Plan (Launch Date: 15 May 2019) |
| Saving Plan | Supreme Saver Protection Plan(Shelved on 1 Apr 2019) | |
| Coupon | Superior Harvest Income Plan (Shelved on 27 May 2020) | Splendid Harvest Income Plan
(Shelved on 28 May 2019) |
| Splendid Harvest 2 Income Plan (Shelved on 17 Nov 2020) | Brighter Future Income Plan
(Launch Date: 24 Aug 2020) |
|
| Endowment | Brilliant Saver 2 Protection Plan(Shelved on1 Jul 2020) | Wealth Apex Saving Protection Plan (Launch Date: 2 Mar 2020) |
| Critical Illness | MultiGuard Critical Illness Protection Plan (Launch Date: 26 Feb 2020) | Multi Care Critical Illness Plan (Launch Date: 9 Mar 2020) |
| Medical | MediPlus 100 Hospital & Surgical Plan (Launch Date: 1 Sep 2020) | |
| Retirement | Shining Years Deferred Annuity (Launch Date: 23 Mar 2020) |
|
| Education | Captain Cool Children Savings Plan (Launch Date: 10 Sep 2020) |
Important Notice
1) The application documents (HK case) need to be submitted to OnePlatform within 10 calendar days after application sign date. The application documents (HK case) need to be received by Tahoe Life within 14 calendar days after application sign date. Tahoe daily cut off time is 4:00 pm.
2) The application documents (PRC case) need to be submitted to OnePlatform within 5 calendar days after PRC verification. The application documents (PRC case) need to be received by Tahoe Life within 7 calendar days after application sign date.
3) Nationality: HK resident & Non-HK resident applicant
4) Currency – USD only
5) Exchange rate – please refer to www.tahoelife.com.hk for daily exchange rate. Exchange rate use will be based on the actual receipt date of the payment by Tahoe Life.
6) Tahoe Life products are applicable to countries other than Hong Kong and Mainland China. Please refer to Tahoe Underwriting Guideline (Broker Version) for details.
7) All samples provided in OnePortal are for REFERENCE only, consultant must fill in all forms with client’s latest information provided. The reference products recommended should be on OnePlatform’s shelf by the time you make the recommendation. No same provider’s products should be recommended unless there are no other suitable products from other providers. (Updated: 19 Nov 2019)
8) For corporate application, please refer to Customer Due Diligence on Corporate Clients for detailed requirements of OnePlatform. （Updated: 02 Jul 2020）
Checklist
(OnePlatform Internal Document and Principal Document are required to be submitted)
OnePlatform Internal Document
1. Client Data Form
2. Client Agreement (CA form)
3. Financial Needs Analysis Form ( FNA sign date should be on or before the proposal generation date) (Updated: 20 Mar 2019)
Product Provider Document Checklist
1. Principal document checklist for Hong Kong Resident / Non Hong Kong Resident (Non-PRC Client)
| 1 | Application for Life Insurance ([A1])
- Sample for Splendid Harvest Income Plan (Updated: 23 Oct 2018) - Sample for Premier Life Insurance Plan (Updated: 15 May 2019) - Sample for Brilliant Saver 2 Protection Plan (Updated: 28 May 2019) - Sample for Wealth Apex Saving Protection Plan (Updated: 2 Mar 2020) - Sample for 1320 Multi Care Critical Illness Plan [for PRC] [for HK] (Updated: 6 Mar 2020) - Sample for Shining Years Deferred Annuity (Updated: 23 Mar 2020) - Sample for Brighter Future Income Plan (Updated: 24 Aug 2020) - Sample for MediPlus 100 Hospital & Surgical Plan (Updated: 2 Sep 2020) - Sample for Captain Cool Children Savings Plan(Updated: 10 Sep 2020) - Sample for CI Protector Insurance Plan (Updated: 07 Oct 2020) |
|
| 2 | Financial Needs Analysis ([F1]) |
|
| 3 | Proposal |
|
| 4 | IFS - Policy Replacement ([I4]) [Eng] [Chi] | if applicable |
| 5 | Sales Personnel Report | Part of Application for Life Insurance |
| 6 | Large Amount Questionnaire ([L1]) | if applicable |
| 7 | Supplement to Application for Insurance ([S1]) |
|
| 8 | IFS-MP ([I1]) | IFS-MP Paper version or IFS-MP will be generated with proposal once PRC residency is selected |
| 9 | Premium Payment Declaration Form ([P1]) | For Premium Payment Declaration Form requirement, please refer to Payment Method for details. |
| 10 | Insured / owner’s identification document | Identification requirements: Please refer to Tahoe Underwriting Guideline for details. |
| 11 | Address Proof | Effective on 1 January 2021 (base on application sign date) [Memo] (Updated: 29 Dec 2020) |
3. For Large amount Questionnaire requirement, please refer to the below table for reference:
| Cumulated lump sum/Pre-payment amount (USD) | Required document(s)* |
| $200,000 - $ 999,999 | - Large amount questionnaire |
| $ 1,000,000 and above | - Large amount questionnaire
- asset proof - source of wealth supporting documents |
*Actual requirement is subject to underwriting decision
4. Address proof is not required unless it is required by Tahoe Life, or OnePlatform has to conduct further verification with the client’s identity.
5. For PRC client, verification is needed. It can be done by one of the following ways:
(a). At OnePlatform’s office by Tahoe Staff. Please contact Tahoe Life Brokerage
Team two working days prior to the MSV date for arrangement
(b). At Tahoe’s office
| Address | Service Hour |
| 18/F Island Place Tower 510 King's Road, North Point Hong Kong |
Mon - Fri: 9:00 am to 5:45 pm Sat : 9:00 am to 1:00 pm |
| Tahoe Club 2903-08, 29/F, Tower 6, The Gateway, Harbour City, Tsim Sha Tsui, Hong Kong |
Mon - Fri: 9:00 am to 6:00 pm Sat* : 9:00 am to 1:00 pm (*need to make appointment three working days prior to the appointment date) |
Supplementary guideline
- Underwriting Manual (broker version) (Updated: 26 Aug 2021)
- Premier Life Insurance Plan Underwriting Guideline (Updated: 19 Oct 2021)
- PRC Guideline (Updated: 19 Oct 2021)
- Policy Administration Guidelines (Updated: 19 Oct 2021)
Tahoe Life Brokerage Hotline：3767 9199
Email enquiry: [email protected]