Broker Code: B9770
Temporarily withhold New Business submission starting from Nov 28 2016 until further notice.
Product List:
For more detail, please kindly refer to product list table. (Updated: 5 May 2016)
Important Notice:
For corporate application, please refer to Customer Due Diligence on Corporate Clients for detailed requirements of OnePlatform. （Updated: 02 Jul 2020）
1. Customer should finish the FNA first and the sign date of FNA must be on or before the print date of illustration and the sign date of Proposal for Assurance and illustration. Illustration is valid within 30 days from the print date. The sign date of Proposal for Assurance and illustration should be same date. (Updated: 3 Mar 2016)
2. HK resident & Non-HK resident applicant (except Mainland Chinese and Japanese passport holder or using Japanese address)
3. Currency HKD / USD / RMB (subject to the availability of individual product)
4. Commencing Date = Inception Date
- 每月第一日，1 Jan，1 Feb，如此類推
- 供款日期之開始
- 釐定準則（若投保人沒有推前首期保費日Backdating）
| Date of Policy = Issued Date | Commencing Date = Inception Date |
| 在月份的1 – 10日之間 | 同月第1日 |
| 在月份的11 – 31日之間 | 下月第1日 |
5. 推前首期保費日（Backdating）
- Subject to the availability of individual product
- Refer to the product list for availability of backdating
- 首期保費日最多可推前三個月，不能超過遞交申請表的三個月。 例子：
遞交申請表日期：2010年1 月29 日
Backdating 最早日期：2009 年10 月1 日
注意事項：
- 如需推前首期保費日，必須在人壽保險申請書上註明首期保費日
- 首期保費需包括推前首期保期日的保費，如選擇月繳方式，除預繳兩個月保費建立自動轉賬之外，
- 還要包括所推前之月份的保費。
6. Living Proof for Taiwan Juvenile Case Either one of the following will be accepted as living proof for applications of Taiwan Juvenile for life proposed attained age 17 or below:
1). The latest 戶口謄本 (within 6 months); or
2). The latest 戶口名冊 (within 6 months); or
3). The latest (within 3 months) original copy of the Life Proposed's Health Evidence from a registered Hospital or Health Centres or family doctor; or
4). The latest (within 1 year) full set Children Immunization record copy (ONLY applicable for age 7 or below); or
5). The latest (within 1 year) copy of full set Student Handbook with transcript (ONLY applicable between age 8 -17); or
6). The latest copy of Student Card issued by education institutions or schools (within the current school year).
7. All samples provided in OnePortal are for REFERENCE only, consultant must fill in all forms with client’s latest information provided. The reference products recommended should be on OnePlatform’s shelf by the time you make the recommendation. No same provider’s products should be recommended unless there are no other suitable products from other providers. (Updated: 19 Nov 2019)
Checklist
(OnePlatform Internal Document and Principal Document are required to be submitted)
OnePlatform Internal Document
| 1 | Client Data Form | |
| 2 | Client Agreement (CA form) | |
| 3 | Financial Needs Analysis Form |
Principal Document
HK Applicants - Permanent HKID
| 1. | Application Form |
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| 2. | Copy of ID/Passport/Birth Cert for Minor Application/ Passport Copy | ||||||
| 3.. | Address Proof | Client needs to fulfill both principal and OWM address proof requirement, for details, please refer to OWM address proof requirement Prudential Address Proof Requirement | |||||
| 4. | Sales Illustration (SI) | Please submit FULL set of illustration proposal. | |||||
| 5. | Prudential Needs Analysis Form (NAF) | Guideline [Eng]/[Chi] (Updated: 3 Feb 2016)
|
(Updated: 5 Jul 2016)
FNA_ProductMapping_IndividualBasic_Jan 2016 (Updated: 14 April 2016)
FNA_ProductMapping_IndividualRider_Jan 2016 (Updated: 14 April 2016)
FNA_ProductMapping_Individual Hot Product_Jan 2016 (Updated: 14 April 2016)
FNA_ProductMapping_Basic (corp)_Jan 2016 (Updated: 14 April 2016)
FNA_ProductMapping_Rider (corp)_Jan 2016 (Updated: 14 April 2016)
FNA_ProductMapping_Hot Product (corp)_Jan 2016 (Updated: 14 April 2016)
(The product mapping table is for reference only. Please only recommend products which are on shelf at the time you make the recommendations.)
6.Insurance Broker Report ([I1])
7.Initial Premium
- All transactions of premium paid to Prudential are required to submit a new form of Broker Payment Instruction Worksheet ( [B2])
- Please kindly refer to Payment method for Initial and Renewal premium
- For Citic International Bank Payment method, this is a special arrangement that consultant is needed to seek our approval first.
- Prudential accept the initial premium is paid NOT at the same time with the application submission. (Updated: 13 April 2015)
8.Financial Declaration ([F1])
- For non-gainfully employed or age 65 or above with Annualized Premium >HKD500,000; OR
- For Gainfully employed sum assured > HKD8,000,000; OR
- For Gainfully employed Annualized Premium >HKD 1,500,000
(Updated: 3 May 2016)9.Individual Tax Residence Self-Certification Form ([I3]) Applicable to Individual customers10.Controlling Person Tax Residence Self-Certification Form ([C5])Applicable to Corporate customers
HK Applicants - Non Permanent HKID Card (Additional Document)
| 1. | Copy of ID/Passport/Birth Cert for Minor Application/ Passport Copy | 1. HKID card copy; and
2. Any of the following identity proof is preferred: - Valid travel document copy (need the photocopy of the pages with all personal details, photo, Customs entry stamp and the passport cover); or - National (Government or stated-issued) identity card copy bearing with the individual’s photograph; or - Valid driving license copy bearing with the individual’s photograph |
Non-HK Applicants (Other Nationality Applicants) (Additional Documents)
| 1. | Copy of ID/Passport/Birth Cert for Minor Application/ Passport Copy | Foreigner
For NB - Valid travel document copy For PassportCopy: - Full set copy of whole Passport/Visa/Entry Permit (including empty pages) with proposer & insurance broker’s signature and company chop on all pages for verification purpose. For Birth Cert Copy for Minor Application: - Copy of Birth Cert for Minor Application with proposer & insurance broker’s signature and company chop for verification purpose |
Non-HK Applicants (PRC Applicants) (Additional Documents)
| 1 | Copy of ID / Passport / Birth Cert for Minor Application | 1. China ID Card Copy; and
2. Valid travel document copy · For Passport Copy: Full set copy of whole Passport / Visa / Entry Permit (including empty pages) with proposer & insurance broker’s signature and company chop on all pages for verification purpose · For Birth Cert Copy for Minor Application: Copy of Birth Cert for Minor Application with proposer & insurance broker’s signature and company chop for verification purpose |
| 2 | Declaration for Insurance Application (Form M1A) | For Mainland Chinese only
Please refer to [M1A Chinese Version]/[M1A English Version] [D1] |
| 3 | Memorandum of Mainland Chinese’s application of Hong Kong insurance plan | For Mainland Chinese only |
| 4 | Mainland Sales Verification (MSV) Procedure applicable to citizen of PRC | For more detail, please kindly refer to MSV procedure and verification service centre locations & service hours |
| 5
|
Mainland Sales Verification (MSV)Checklist | MSV Checklist Sample (Updated: 31 Dec 2015) |
| 6 | SIF for ULW/ULWP [S6] | For PRUuniversal Wealth Planner only |
| 7 | Important Facts Statement for Mainland Policyholder (“IFS-MP”) ([I2]) | Required by OCI with effected from 1 Sept 2016. For detail, please refer to IFS guideline. (Updated: 1 Sept 2016) |
Medical Underwriting Requirement and Calculation Rule
Non-medical Limit - Death Benefit [Eng] [Chi] (updated : 12 Jun 2018)
Financial Underwriting Requirement
Financial Underwriting Guideline, please refer to the memo. (updated : 22 Jun 2015)
The tables below show the documents required to assess whether Life Proposed’s Life Sum Assured and Proposer’s ability to pay premiums are appropriate.
Follow these steps to determine what documents to submit:
- Determine Life Proposed’s Life Sum Assured to look up documents required in the table
- Determine Proposer’s Aggregate Premium to look up documents required in the table
- Submit all documents required according to Life Sum Assured or Aggregate Premium depends on the one which specifies more documents
- Financial Underwriting Requirements - english version / chinese version. (updated : 12 Jun 2018)
Prudential Customer Hotline: 22811333