Broker Code: 607510
NF2F Update: Hong Kong Insurance Authority(IA) announced that the non-face-to-face sales process has ceased after 30 April 2023, a one month transitional period (e.g. 1 May to 31 May 2023, subject to provider) will therefore be provided to allow sufficient time for provider to complete the underwriting process. (Updated: 03 May 2023)
Product List:
| Traditional Life Insurance | SmartUp Whole Life Insurance Plan (Product closure on 26 Feb 2018) |
| IncomeGrowth Annuity Insurance Plan (Product closure on 4 Aug 2020) | |
| SmartUp Pro Whole Life Plan (Product closure on 01 Jul 2025) | |
| IncomeShine Whole Life Coupon Plan | |
| Forever Legacy Whole Life Plan | |
| Critical Illness Insurance | BestCare Critical Illness Plan |
| BestCare-Pro Critical Illness Plan | |
| SmartGuard Critical Illness Plan (Launch Date: 9 Jul 2018) | |
| Forever Wellbeing Whole Life Plan (Launch Date: 19 Feb 2021) | |
| Critical Illness 188 Whole Life Insurance Plan (Launch Date: 29 Sep 2022) | |
| Universal Life | Wealth Conquer Universal Life Insurance Plan [Product closure on 4 Jan 2015 (sign date)] |
| Wealth Conquer Universal Life Insurance Plan II (Product closure on 15 Apr 2020) | |
| Forever Glorious ULife Plan (Product closure on 8 Mar 2019) | |
| MaxiWealth ULife Insurance Plan | |
| MaxiGrowth ULife Insurance Plan (Product closure on 01 Dec 2021) | |
| Forever Glorious ULife Plan II (Launch Date: 12 Mar 2019) | |
| Endowment | Target 5 Years Insurance Plan (RMB) |
| Target 3 Years Insurance Plan (RMB) | |
| VHIS Standard Plan; VHIS Standard Plan (Rider) (Launch Date: 16 Apr 2019) | |
| Forever Fortune Whole Life Insurance Plan (Launch Date: 4 Feb 2021) | |
| ReachUp Insurance Plan (Launch Date: 12 Jul 2021) | |
| Assure Together Global Whole Life Insurance Plan (Launch Date: 01 Dec 2025) | |
| Forever Legacy Whole Life Insurance Plan I (Launch Date: 02 Dec 2025) | |
| Retirement | Smart Immediate Annuity Plan (Launch Date: 18 Oct 2018) |
| BOC Life Deferred Annuity (Fixed Term) (Re-launch Date: 19 Mar 2024) | |
| BOC Life Deferred Annuity (Lifetime) (Launch Date: 29 Apr 2019) | |
| SmartRetire Annuity Insurance Plan (Product closure on 01 Jul 2025) | |
| Medical | SmartViva Flexi VHIS (Launch Date: 18 Aug 2021) |
| Whole Life |
Glamorous Glow Whole Life Insurance Plan (Product closure on 01 Sep 2023) |
| CoverU Whole Life Insurance Plan (Launch Date:28 Apr 2022) | |
| Glamorous Glow Global Whole Life Insurance Plan (Launch Date:25 July 2023) | |
| Eternal Fortune Global Whole Life Insurance Plan (Launch Date:18 Sep 2023) | |
| IncomeJoy Lifelong Insurance Plan (Launch Date:01 Nov 2024) |
Important Notice:
Starting from 14 Jul 2025, client must sign the new version Application Form and CRS Self-Certification Form. (Version 07/2025)
(1) All forms must arrive BOCL office as stated below and at least two business days before the deadline to OWM:
a. Non-PRC client: within 30 calendar days from illustration print date
b. PRC client:
- within 21 calendar days from illustration print date for application with verification process.
- within 7 calendar days from illustration print date for application with non-verification process.
(2) All samples provided are for REFERENCE only, TR must fill in all forms with client’s latest information provided. The reference products recommended should be on OWM's shelf by the time you make the recommendation. No same provider’s products should be recommended unless there are no other suitable products from other providers. (Updated: 19 Nov 2019)
(3) For corporate application, please refer to Customer Due Diligence on Corporate Clients for detailed requirements of OnePlatform. （Updated: 02 Jul 2020）
(4) Exchange rate is available at BOC Life website https://www.boclife.com.hk/en/support/exchange-rates.html (Updated: 28 Apr 2022)
Checklist:
(Internal Document and Principal Document are required to be submitted)
Internal Document:
| 1 | Client Data Form |
| 2 | Client Agreement (CA Form) |
| 3 | Financial Needs Analysis Form(OWM FNA will be accepted by BOC if client submit OWM FNA and BOC Supplementary Statement (For FNA) [Individual Version] / [Corporate Version] together with NB application document.
|
Principal Document:
Checklist – Please refer to BOC Life New Business Required Documents Checklist (Updated: 20 Apr 2022)
HK Applicants - Permanent HKID
| 1. | Application Form [(T2)](Updated: 19 Jan 2026) [Sample and Tips]
|
Area Code: 607510
*For MaxiWealth, part E of the application form is not required. How to complete Application Form Part C Question 1: Tips |
| 2. | Certified ID copy | |
| 3. | Illustration | |
| 4. | CUSTOMER PROTECTION DECLARATION FORM and Important Facts Statement - Policy Replacement [C5] | If necessary |
| 5. | Payment Method | *For Forever Glorious
Cash, Credit Card and Third party Payment are not allowed (Updated: 8 Jan 2016) |
| 6. | DDA form | If premium is paid monthly |
| 7. | BOC FNA [Guideline] (Updated: 14 Jun 2024)
Financial Needs Analysis([F2]) Sign date on or after 22/5/2023 (OWM FNA will be accepted by BOC if client submit OWM FNA and BOC Supplementary Statement (For FNA) [Individual Version] / [Corporate Version] together with NB application documents, so it is not a must to submit BOC FNA at the same time) |
|
| 8. | Supplementary Statement (For FNA) [Individual Version] / [Corporate Version] [S6]
Supplementary Statement (For FNA) sign date should be the same as OnePlatform FNA (Updated: 26 Nov 2021) |
Sample of BOC Supplementary Statement (Individual Version) (Updated: 22 May 2023) |
| 9. | Financial questionnaire ([F1]) | Please refer to Financial Underwriting Guideline (all products) |
| 10. | Application For Policy Loan on Universal Life ([A5]) | If apply for policy loan (Updated: 20 Nov 2015) |
| 11. | Supplementary Statement ([S1]) | 1. If necessary 2. Supplementary Statement Guideline (Updated: 15 May 2023) |
| 12. | Supplementary Statement (Signed in HKSAR) ([S2]) | |
| 13. | CRS Self-Certification Form - Individual ([C1])
CRS Self-Certification Form – Entity ([C2]) (For Corporate Application) CRS Self-Certification Form - Controlling Person ([C3]) (For Corporate Application) |
New Application submit on after 1 Jan 2017 |
| 14. | Address proof is not required unless it is required by BOCG, or OnePlatform has to conduct further verification with the client’s identity. (Updated: 7 Dec 2017) | |
| 15. | VHIS Underwriting Questionnaire-Applicable for applying VHIS Rider [V1] (if applicable) (Updated: 19 Nov 2021) | Used for applying "BOC Life Standard VHIS" as a rider. |
| 16. | Declaration of Collateral Assignment [D4] | For premium financing (Updated: 11 Feb 2022) |
| 17. | Supplementary Statement (for eStatement eCorrespondence Service) [S7] | Applicable for customers who Opt for e-Statement/ e-Correspondence Service during the policy application stage . (Updated: 27 May 2022) |
| 18. | Important Facts Statement for Premium Financing[I3] | For premium financing case only (Updated: 21 Nov 2022) |
| 19. | Supplementary Statement Form – Grandparents [S8] | It is not necessary for the guardian to sign the form in Hong Kong (Updated: 15 May 2023) |
For Non-HK Permanent Residents /For Non-HK Residents e.g. visitors application (Additional Document)
For mainlanders, applications signed on or after 18 July 2016 will be required to undergo verification process to ensure such application is taken place in HK., Please send email to [email protected] for verification reservation.
Please refer to BOC Life New Business Required Documents Checklist
1.
Certified True Copy of Valid travel document/ Passport copy with the page of personal particulars/ID card issued from country of origin/ Nationality proof on Proposed Policyholder and Insured
For age 18 or above
2.
Certified True Copy of Valid travel document/ Passport copy with the page of personal particulars/Birth Certificate issued from country of origin/ Nationality proof on Proposed Insured
For age 17 or below
3.
Certified True Copy of Household register copy
For Chinese Mainlander Applicant
4.
Medifast MCV Service Booking Form
([M1])
If applicable
5.
抵港內地居民保單申請認證聲明書–適用於快驗保 ([M2])
If applicable
6.
抵港內地居民保單申請認證聲明書 [(M3)]
If applicable
7.
Important Facts Statement for Mainland Policyholder ([I2])- Sample
For Non-permanent HK resident and China ID or passport holder, client needs to submit “Important Facts Statement for Mainland Policyholder” with the application form. [Memo] (Updated: 6 May 2021)
(Updated: 27 May 2019)
Underwriting Requirement
Operational Guideline on MCV Business (Updated: 19 Apr 2023)
Underwriting Guideline (Updated: 06 Sep 2021)
Medical Underwriting Guidebook (Updated: 28 Sep 2022)
Target 3 Years Insurance Plan
Target 3 Years Insurance Plan Underwriting Guideline (Updated: 8 Jan 2019)
Smart Immediate Annuity Plan
Smart Immediate Annuity Plan Underwriting Guideline (Updated: 23 Oct 2018)
BestCare Critical Illness Plan (Updated: 1 Dec 2014)
Non-Medical Limit [HK and non-HK clients will follow the same Non-Medical Limit] (Updated: 15 May 2023)
Maximum Sum Insured for Housewife clients:
i) CNY 2,000,000/ HKD 2,400,000/ USD 300,000; OR
ii) CI Sum Insured of spouse* with a maximum of HKD 5,000,000 or equivalent; OR
iii) 30% Net assets value of Life Insured# with a maximum of HKD 5,000,000 or equivalent; Whichever is higher.
* Do not include Critical illness Multiple Claims Rider
# Assets include cash, funds, equities and properties
Forever Glorious and Forever Legacy Whole Life Plan
(Updated: 31 Aug 2018)
Forever Glorious ULife Plan II
Forever Glorious ULife Plan II Underwriting Guideline (Updated: 12 Mar 2019)
Financial Underwriting Guideline (all products) (Updated: 28 Sep 2022)
按監管機構的要求，中銀人壽(BOCG)將於2018年11月18日(生效日)起，更改部分產品就「投保額」(Sum Insured)的陳述並將會以「名義金額」(Notional Amount)代替，詳情請參考更改部分產品的投保額(Sum Insured)之陳述通知 (Updated: 3 Jan 2019)
BOCG Life Customer Hotline：21608878
Product List: