Broker Code:B990136
Product List: Please refer to product library for latest information
Important Notice
For corporate application, please refer to Customer Due Diligence on Corporate Clients for detailed requirements of OnePlatform. (Updated: 02 Jul 2020)
1. The form "Application for Traditional Products" is suitable for these Product (Updated: 5 Feb 2015)
2. Effective from 1 August 2020, application forms and related documents MUST be submitted to China Life within 14 calendar days after application sign date ; While for PRC applicants, the applications must be submitted to China Life within 7 working days after sign. Please submit the completed application documents to SOD 2 working days before noon for meeting China Life’s deadline for processing. (Updated: 28 May 2020)
3. China Life will not accept secondary class of beneficiary (contingent beneficiary) in new application. Client can submit 'Policy Donation and Beneficiary Appointment Form' ([P4]) for beneficiary change after policy issued.
4. The min. sum insured of China Life’s Prestige 6-Year Insurance plan has been lowered from HKD1,000,000/USD125,000 to HKD500,000/USD62,500 (effective date on 15 June 2017)
5. All samples provided in OnePortal are for REFERENCE only, consultant must fill in all forms with client’s latest information provided. The reference products recommended should be on OnePlatform’s shelf by the time you make the recommendation. No same provider’s products should be recommended unless there are no other suitable products from other providers. (Updated: 19 Nov 2019)
6. 由2020年3月19日起，(準)保單持有人為中國內地訪客，在香港投購任何個人保險(不包括MPF產品)，必須填寫IFS-MP，持有香港居民身份證人士請查看以下條件視乎需要填寫IFS-MP。(Updated: 03 Apr 2023)
| (準)保單持有人持有的身份證類別 | 需否填寫IFS-MP? |
| 1. 中國內地訪客來港投保的(準)保單持有人
(即中華人民共和國居民身份證人士以旅遊或探親簽證來港人士) |
需要 |
| 2. 中華人民共和國居民身份證人士以工作簽證或學生簽證 (即包括持有「香港居民身份證」的「中華人民共和國居民身份證」之準保單持有人 | 需要 |
| 3. 持有「中華人民共和國居民護照」之海外人士* (非中國內地訪客)
*非持有中華人民共和國居民身份證人士 |
不需要 |
4. 持香港身份證(非永久)及以下其中一種身份證明文件來港投保:
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不需要 |
7. 在填寫客户姓名資料時，請按照客戶身份證明文件上的姓名字體正確輸入，如果證明文件的姓名是簡體，請以簡體字輸入/填寫，反之亦然。當持有人及受保人之中文姓名寫法與身份證明文件不符時，將發出「核保跟進通知書」需要重新確認客戶中文姓名寫法.(Updated: 28 Mar 2024)
8. 在新單核保期間，核保員若要求提供客戶私人的體檢報告副本，請勿提交正本。 如提交正本私人的體檢報告，恕不主動退回。此外，由2024年8月1日起，若有客戶要求退回正本的私人體檢報告，請直接付款HKD300到中國人壽(海外)中銀賬戶(014-676-0-0088014)，然後交回付款證明向承保管理部申請退回私人體檢報告。(Updated: 10 Jul 2024)
Checklist
(Internal Document and Principal Document are required to be submitted)
Internal Document
Principal Document
HK Applicants - Permanent HKID
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1. |
Application Form - Sample of Eminent Fortune Wealth Planner II (Updated: 22 Nov 2023) Traditional Products: Normal Underwriting Application |
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2. |
Illustration |
Whole set illustration document
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3. |
Certified HKID Copy |
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4. |
Supplementary Financial Statement for Personal Covers ([S2]) |
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5. |
Payment Method for Initial Premium |
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6. |
GL30 Financial Needs Analysis Form ([F2]) Suitability Assessment Questionnaire (SAQ) for Medical Insurance Product (Submit with FNA) [S17] Suitability Assessment Questionnaire (SAQ) for Medical Insurance Product (FNA Exempted Product) [S18] |
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7. |
Self-Certification Form – Individual (For New Business Use) ([S6] Self-Certification Form – Controlling Person (For New Business Use) ([S7] Self-Certification Form – Entity (For New Business Use) ([S8] |
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8. |
If the country/region of correspondence address is different with the residential address and business address, please submit the client’s written to explain. Details refer to [Memo].(Updated: 13 Oct 2023)
Address proof is not required unless it is required by China Life, or Oneplatform has to conduct further verification with the client’s identity. (Updated: 26 Oct 2017) |
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9. |
Supplementary Information Form - Applicable to Qualifying Deferred Annuity Policy |
This supplement information form is generated together with the Illustration. |
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10. |
Supplementary Information Form - Applicable to Ultimate Fortune Wealth Planner Series |
This supplement information form is generated together with the Illustration and MUST BE SUBMITTED TOGETHER WITH NEW APPLICATION |
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11. |
Important Facts Statement — Policy Replacement [I2] |
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12. |
Policy Assignment Declaration is required for "Premium Financing" (Updated: 26 Jul 2021) |
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13. |
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14. |
[D7] Declaration Form For Cash Premium Payment (For New Policy) (Update: 14 Apr 2026) |
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PRC Applicants (Additional Documents)
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1. |
中國身份證 |
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| 2. | Travel Documents |
中國人壽已於 2023 年 3 月 14 日更新了核保指引，相關文件已上載於 OnePortal。 雖然在核保指引中，中國人壽豁免了對中國內地訪港旅客（MCV）通行證副本的要求，但是 MCV 的 通行證副本依然是環一內部規管的要求，請顧問遞交新生意時必須留意。(Updated: 22 Mar 2023) |
| 3. | Landing slip issued by Immigration Dept | |
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4. |
Requirement of Mainland juvenile case |
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5. |
- Sample - Required for application signed on/after 15 Aug 2016 - 必須在IFS-MP上方欄位「人身／寿险产品名称」填寫所投購之產品名稱，包括附加險及免費附送產品﹔在IFS-MP填寫所投購之產品名稱必須是簡體中文字) - IFS-MP之簽署日期必須早於或等於要保書之簽署日期 - IFS-MP之簽署日期必須在有效入境證明期間內 - Please click here for more details (Updated: 1 Sept 2016) |
Non-HK resident (Additional Documents)
*** Special case for Japanese applicant, please contact China Life Zoe Hung first ***
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1. |
Certified Entry Proof |
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2. |
Certified Identity copy |
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3. |
Witness Declaration Form ([W1]) |
If applicants were Japanese & American |
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4. |
Disclaimer 免責聲明 ([D2]) |
If applicants were Japanese & American
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Financial Requirement
Financial Questionnaire must submit with application which needs for underwrite consideration; Includes but not limited to:
- Sum Assured > HKD5,000,000;
- Annual Premium > HKD500,000;
- Recommended case under "Anti-Money Laundering" Guideline
- Sum Assured > "Most Suitable Sum Assured"
*Please provide Source of Premium for transaction over HKD 120,000
Underwriting Requirement
- For details, please refer to 核保指引(香港/ 澳門/ 海外/中國內地人士) // 核保指引 附件(香港/ 澳門/ 海外/中國內地人士) (Updated: 22 Nov 2024) 雖然在核保指引中，中國人壽豁免了對中國內地訪港旅客（MCV）通行證副本的要求，但是 MCV 的 通行證副本依然是環一內部規管的要求，請顧問遞交新生意時必須留意。(Updated: 22 Mar 2023)
- 常見疾病核保內部手冊 (Updated: 27 Jul 2026)
- AML requirement (effective on 1 Aug 2017)
- The age of client is counted for last birthday
- For Currency, USD, HKD or CNY depends on the product
- UW Guideline for Noble Life(Multi Pay) and Noble Champion Life (Updated: 30 June 2017)
Special Case
Only for special condition if China Life request to use Supplementary Information Form ([S4])